Insights

The new retirementality: a better way to retire

Retirementality is a way of rethinking retirement as a more flexible, purposeful and personally defined stage of life. For decades, many people were encouraged to imagine retirement as a fixed destination. You worked until a certain age, stepped away from your career...

Financial generosity: creating freedom through purposeful giving

Financial generosity doesn’t have to wait until every other financial goal has been achieved. When bills pile up and monthly expenses already feel demanding, it’s understandable to hold back on giving. Generosity can easily start to feel like a financial finish line –...

Financial psychology: invisible scripts shaping money decisions

Financial psychology can influence our money decisions in ways we may not even realise. (Financial psychology explores the emotional, cognitive, social and cultural factors that influence how we think, feel and behave around money.) Researchers at Queen’s University...

Father and child reviewing a notebook together at home, representing financial security, family planning and preparing for the future.

Financial security: ‘Am I going to be okay?’

Lifestyle

When it comes to financial security, ‘Am I going to be okay?’ may be one of the most important questions you ever bring to a financial planner. Behind questions about investment returns, retirement projections, fees and market performance often sits a much simpler...

Rows of grapevines in a thriving vineyard, symbolising how money and wealth require careful stewardship to support a meaningful and balanced life.

When money starts calling the shots

Lifestyle

Money is one of the most useful tools we’ve ever created. It can provide security, create opportunities and allow us to care for the people we love. It can fund education, support our health and give us the freedom to spend our time in ways that matter most. But every...

Two people walking together along a sunlit park path, symbolising financial resilience, adaptability and the ability to navigate life's challenges with confidence and long-term perspective.

Financial resilience: why you’re stronger than you think

Lifestyle

Financial resilience is one of the most valuable assets any person or family can develop. Yet it rarely appears on a balance sheet, an investment statement, or a net worth calculation. When markets fall, unexpected expenses arise, or economic uncertainty dominates the...

Older professional holding a tablet beside an office window, illustrating meaningful work and new opportunities during the productive retirement years between 50 and 80.

50 to 80 might be our most productive years

Lifestyle

Many people view retirement as the end of their most productive years. Yet the years between 50 and 80 may offer a powerful combination of experience, freedom and opportunity. For most of our lives, the prevailing narrative suggests that once we reach our late fifties...

Two people reviewing information on a tablet while discussing future plans, illustrating purpose, fulfilment and meaningful life planning beyond retirement.

Your balance sheet isn’t a life purpose

Lifestyle

A balance sheet can help us measure financial progress, but it can't give us a life purpose. Many of us spend decades building financial security, calculating retirement numbers and preparing for the future. Yet we often spend far less time considering what will...

Person standing at a crossroads, symbolising the difference between having the resources to move forward and having the purpose to choose a direction, reflecting the engine and compass metaphor.

The engine and the compass

Lifestyle

Money is an exceptional engine, but a terrible compass. It can help fund a purpose, but it can't help us find one. Understanding that distinction may be one of the most important lessons in lifestyle financial planning. In recent Insights pieces, we've explored a...